Equipment Breakdown Coverage

Are you covered if your heating and air conditioning system, refrigerator, or washer and dryer have a mechanical breakdown? Chances are you're not because homeowner's insurance policies don't cover mechanical or electrical breakdown. With Central's Equipment Breakdown coverage added to your homeowner's insurance policy, you can enjoy peace of mind knowing that many of your home's expensive systems and appliances are protected for covered losses.

Explore new loss examples on the Homeowners Equipment Breakdown microsite. New risks present themselves every day; stay educated to prepare for and prevent devastating equipment breakdown.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central agent.