Boatowners Insurance

If you're a boat owner, you face a unique set of exposures to loss. Central's Boatowners Insurance provides valuable protection for the boat, motor, trailer, and accessories, as well as liability coverage to protect you from liability for covered losses to others that arise out of operating your boat.

Some of the perils typically insured against include:

• Fire, lightning, and windstorm
• Explosion, sinking, or stranding
• Theft and vandalism
• Collision and damage while loading, unloading, or launching
• Highway collision or upset

Liability coverage generally protects you against legal liability resulting from covered claims of others for bodily injury or property damage.

Medical Payments coverage (if purchased) applies to persons aboard the boat, including skiers who suffer bodily injury from a covered loss.

For unsurpassed coverage at an unbeatable price, the Summit Boatowners Policy adds the following valuable coverages to the standard boat policy:

• Expanded Emergency Service coverage at a $1,000 limit
• Personal Effects coverage at a $1,500 limit
• Non-Owned Boats at a $10,000 limit
• Physical Damage coverage for Substitute Boats
• Physical Damage coverage for Loss Caused by Animals

If you're into boating, check with a Central agent for further details about Central's preferred Boatowners Policy or an insurance quote.

The policy coverages described above are in the most general terms and are subject to the actual policy exclusions and conditions. For specific coverage details and policy exclusions, refer to the policy itself or contact a Central agent.